 鲜花( 327)  鸡蛋( 0)
|
本帖最后由 PTL 于 2013-3-12 10:45 编辑 & c2 f8 w( m; ~- v" f9 `
kismet 发表于 2013-3-12 09:34  3 }( G+ `/ w% l* H- O- M2 L
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
2 K( g4 D. j2 M9 m) ~1 f* q g! }3 ?" E9 c
你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
% Y! V# V8 j) b% ~% B# {) @" \
; I8 C8 M) y( A2 N' oWhat are my options if I leave the Plan before I reach age 55?# c2 m( j& W7 ]+ c
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55./ b4 s/ a* ~* a4 J
/ U1 v) G. X- f( E: UWhat are my options if I leave the Plan before I reach age 55?& U+ ^" r* ~- I- x
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
- @7 U, V! v$ p1 u Y5 H2 I$ @8 y' t( W1 K6 v
If you are 55 or older, you may:
4 o6 a( X+ g- P9 g) q9 o; q! G9 j! o, _: P# P: v" ]5 p5 O
receive an immediate monthly pension, as well as any. l) |6 P' T" u- ?3 H$ i& f3 e
excess contributions. (If you choose to receive your
9 X. U, e8 M, t1 t; d: Fpension before you turn 65 or before your age and years5 R) l/ H1 `+ l) Y$ \& K. Y/ X
of service add up to 85, your pension will be reduced.& K0 d" v, ~ F4 K% J! ~7 U
# X2 `* Q; j* _, Q9 E
Reduced pension
- e1 v ?3 w# @9 k4 T. t% A w7 v3 b- ]/ z5 X/ n2 _5 v& N0 }/ @
You can retire any time after you reach age 55 if you have at least/ I3 U) c s3 U+ H
two years of service (including any CPS).
5 P6 e' ?% p- k/ S
3 a, t' r+ d; TYour pension will be reduced& B) C- v4 D, p, `# g# S" A
by three per cent for each year you retire early. + \+ l- O+ K6 p$ U/ Q- o
# P/ P1 A$ ?! B+ m2 v1 k3 h+ V" AThis reduction will
$ A; m! t, B1 l3 ybe based on the number of years your age is short of 65, or on the3 p$ E6 a' ]2 M& @
number by which your age plus years of service is short of 85 points,3 k3 L6 e0 A) ]. Q+ s' w
whichever gives you the higher pension.( I! F6 L3 `# `" \) _; r) [' W" X
0 _! u! X8 _& BHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
/ r* ]$ \9 W) W; H/ s; c" P5 O/ H. V* v" V* o0 e& m5 l
|
|
楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
