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本帖最后由 PTL 于 2013-3-12 10:45 编辑 3 j/ C( ]7 f( ?
kismet 发表于 2013-3-12 09:34 8 t, q5 A, @8 T& Z5 U1 d
能具体说说这个提前拿退休金的事么?我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗?是的话,这里有些information。只是55岁,又没有工作35的话,拿不了全额的。http://www.pspp.ca/
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- F U3 c* T: v/ W. CWhat are my options if I leave the Plan before I reach age 55?, X8 N% W# N4 o3 X3 V) A5 a( |
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.; k1 y# E9 p2 }) T9 b; y* ]
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What are my options if I leave the Plan before I reach age 55?
9 t- i/ |, c$ }- ]! a$ G' A: MYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55." L; S" u7 U# j/ c N q
8 k9 h3 w" I# v1 W3 f% dIf you are 55 or older, you may:
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/ ?/ O, C, o* h+ A9 ^receive an immediate monthly pension, as well as any
+ ~; G+ e2 s( @2 \excess contributions. (If you choose to receive your! g# L" R1 [+ _8 o' q
pension before you turn 65 or before your age and years
% ?; K8 r( `9 }2 D) V( Bof service add up to 85, your pension will be reduced.2 [" t3 R% g- J8 \9 ^
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Reduced pension
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You can retire any time after you reach age 55 if you have at least5 W$ c+ C( F( ]5 u2 l5 ~" M: V, p" @) E
two years of service (including any CPS). & z3 J4 y O6 u* [
6 z8 L4 Q9 B1 c/ OYour pension will be reduced
b; l4 l# J, p% d) }" [0 M# R9 iby three per cent for each year you retire early.
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This reduction will3 e' Y8 `, X8 a8 Q: ]9 }' H
be based on the number of years your age is short of 65, or on the0 Q* h0 e4 M; |* B3 R4 K
number by which your age plus years of service is short of 85 points,3 h. ]0 D6 T* y8 z
whichever gives you the higher pension.
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' e" V6 ~( f8 r8 N" e# E0 IHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf6 u$ X B+ `1 }: }- H- z
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