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本帖最后由 PTL 于 2013-3-12 10:45 编辑 ( W/ D! c1 R3 G+ [ w" o# _. Z4 ~9 q l
kismet 发表于 2013-3-12 09:34 
! i) ~ B$ y; H能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/$ f6 B8 q7 P/ j6 N0 M# R
# ^# a, U; l- B4 x! _+ _What are my options if I leave the Plan before I reach age 55?" }) d9 Y: `* H9 @& f' \4 J
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55., P' p$ N; i% X9 v7 ]8 V5 X2 s
% t, g/ u, S9 M- @# c$ K8 KWhat are my options if I leave the Plan before I reach age 55?, Z( p% a! i9 }/ z
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:! N. d! o% u# \8 G" m. }8 v
! @2 I& d. x. Freceive an immediate monthly pension, as well as any9 ^3 j2 {9 F W6 x* g
excess contributions. (If you choose to receive your4 l! I. g9 l2 }& `/ d5 i1 \
pension before you turn 65 or before your age and years
% q/ b/ B- z( ]2 Sof service add up to 85, your pension will be reduced.3 }4 O6 x8 _1 P, g$ T2 g
3 \ i3 n, v, d6 PReduced pension1 B! |4 E$ M# E
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You can retire any time after you reach age 55 if you have at least k8 Z- l& m/ m! e) u8 k- x
two years of service (including any CPS). 1 o, }. j3 S1 l2 L% L
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Your pension will be reduced
. I. v0 [) J/ k- `& t2 Dby three per cent for each year you retire early. 0 Z2 ~1 W- M* `4 M, c
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This reduction will1 {" i. Y$ y. r7 F
be based on the number of years your age is short of 65, or on the$ _. y* \- o0 E2 E0 a g) S0 u
number by which your age plus years of service is short of 85 points,
- g5 c3 A# u% [( kwhichever gives you the higher pension.
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
