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本帖最后由 PTL 于 2013-3-12 10:45 编辑 & ` j) _0 h; F# Z- |' ?$ d
kismet 发表于 2013-3-12 09:34  / a3 C% q9 h2 C4 c
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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. v) n$ V) G6 X5 _; T1 HWhat are my options if I leave the Plan before I reach age 55?
2 Z. U9 Z: V2 @8 Q6 \You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.# @/ |3 k( C" ^/ O5 | j
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What are my options if I leave the Plan before I reach age 55?
. v: w$ `8 W+ A' |* ^You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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K* C# F& {( ?* ^ OIf you are 55 or older, you may:4 W* C2 V5 y) a! g" d
) P: B3 U" o6 a7 {receive an immediate monthly pension, as well as any0 F( p6 `8 ~9 o. |* P9 u
excess contributions. (If you choose to receive your5 p" I7 T. |% P9 V( }9 w+ D$ T! [
pension before you turn 65 or before your age and years* l/ p6 H, k& h+ r8 [2 i1 W& x
of service add up to 85, your pension will be reduced.0 B4 D' d* b0 K: [, n7 {# s
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Reduced pension
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You can retire any time after you reach age 55 if you have at least
+ Y$ n4 J( U( I4 `% q8 T4 J" ttwo years of service (including any CPS).
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Your pension will be reduced
/ R9 u& ?) V1 ?by three per cent for each year you retire early.
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+ z. ^- U' ^) n% IThis reduction will, G# X" V7 L3 g2 i! [
be based on the number of years your age is short of 65, or on the+ Q$ H& f' R* G2 W
number by which your age plus years of service is short of 85 points,
: }2 c1 Q$ v- V0 [( Xwhichever gives you the higher pension.' U3 b& g7 @; W) r# Z. S1 n" X
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
