 鲜花( 327)  鸡蛋( 0)
|
本帖最后由 PTL 于 2013-3-12 10:45 编辑
5 ]* ^4 r- s: ?" z% I) {kismet 发表于 2013-3-12 09:34 
. E; c4 V H: O! E/ H# M能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
$ w. f& k1 x2 r% P3 U# U( c% t
你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca// K* @/ X. V, t- I# Q
+ q- e0 y/ R4 N3 ^) uWhat are my options if I leave the Plan before I reach age 55?
+ h# o( b2 S: |0 U. b1 w1 BYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
' H. }4 g5 @9 r" |% K
" m0 h$ o9 s2 r/ q4 x1 D PWhat are my options if I leave the Plan before I reach age 55?2 ?% _' v d( Z, k$ E. L% V
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
4 E2 ^8 r0 o+ o5 i4 ?$ b2 K, P1 s" D* |8 f+ h
If you are 55 or older, you may:
( d8 `0 k4 S s3 f' \" ]' o( p* T+ E7 G, G: w
receive an immediate monthly pension, as well as any
( P, X0 E/ `( F4 d5 sexcess contributions. (If you choose to receive your' V! j% \, J2 l# G4 h! s
pension before you turn 65 or before your age and years
* R; X, w; v& G" K6 t+ O3 Vof service add up to 85, your pension will be reduced.% |2 V' }# v* Q+ a" P! @
. O9 R7 E8 h0 F5 P" S* u0 E
Reduced pension; ~5 j4 o( H, t5 R: ~- i
* t* W2 ]" `- ?$ VYou can retire any time after you reach age 55 if you have at least
$ x3 u' @; {9 B$ a' ^two years of service (including any CPS). 8 e5 {8 O2 K3 {& M
* t1 q- e$ r. r, BYour pension will be reduced
" F. d8 l4 V/ P, Oby three per cent for each year you retire early.
9 I# h# X; w3 S! @. K1 w, `3 j9 K+ U% ]* B
This reduction will
% e# P2 l% W% T% |1 Cbe based on the number of years your age is short of 65, or on the
2 C3 t2 H' \+ G- B: W" v' q$ N$ y) Enumber by which your age plus years of service is short of 85 points,: K/ `/ S# g' l
whichever gives you the higher pension.
4 z `2 g) ~% o& A9 B4 n" _
5 r4 K! N8 L r/ {: M# lHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf7 F. B6 s; A# o8 ?
% H6 \/ Y+ `. u8 a$ w
|
|
楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
