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本帖最后由 PTL 于 2013-3-12 10:45 编辑 $ [* g& j( K* b0 e& T! X+ k5 @7 [
kismet 发表于 2013-3-12 09:34  : \: l0 M9 [" v2 @. e
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/( V% c7 E9 V+ t0 B4 v
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What are my options if I leave the Plan before I reach age 55?: U5 z9 p5 T9 ~7 I8 V
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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% _1 S7 H( ~4 T4 a3 T! jWhat are my options if I leave the Plan before I reach age 55?$ Y' _2 {% M/ F5 e2 N
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:
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receive an immediate monthly pension, as well as any
9 K8 c; g8 U0 `. Yexcess contributions. (If you choose to receive your
7 `% Q! Q }; S N% Hpension before you turn 65 or before your age and years* r8 e" O- F9 c* v1 s
of service add up to 85, your pension will be reduced.
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Reduced pension9 n; ?6 ]$ V2 p$ O/ B# t; r* V
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You can retire any time after you reach age 55 if you have at least3 S, f4 B3 Y" s% |* m
two years of service (including any CPS). * |7 h: _& X/ w0 \1 K5 j: [2 c$ ?
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Your pension will be reduced! B, v' i) ^2 E# P
by three per cent for each year you retire early.
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This reduction will: p# |; \% g' ?% z% n: q9 N
be based on the number of years your age is short of 65, or on the
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whichever gives you the higher pension.4 h; r- @5 M4 p2 d+ _
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf0 ~+ g: F% W7 X) a) z- H
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
