 鲜花( 327)  鸡蛋( 0)
|
本帖最后由 PTL 于 2013-3-12 10:45 编辑
1 o, R; z) S& W) ?kismet 发表于 2013-3-12 09:34  & ~8 g8 q& o4 ?( c z! U. y
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
( H+ \' o; I9 ]8 D$ d7 \
你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
: ]! h/ N; W+ p1 K3 \
( }9 T+ x7 @) p+ G/ V5 |% JWhat are my options if I leave the Plan before I reach age 55?
5 N/ A7 {- x' K, Z, o! NYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.6 z) S9 v" `1 \# B
4 K) n, I# d" B: |
What are my options if I leave the Plan before I reach age 55? X) _( _8 x' D2 M
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.1 o5 L8 b, c" Q. m# k; n p
2 e1 x. g. {* R- ^6 Y* Q
If you are 55 or older, you may:
5 V0 U) N8 U2 N2 u& t6 j( j$ Q# Q
' x% B' U" h, s3 |+ Y5 \1 Y d8 treceive an immediate monthly pension, as well as any: S7 [5 S# E: y% ~3 M; z
excess contributions. (If you choose to receive your
* G) t& S* F7 S2 B# D* V4 Ppension before you turn 65 or before your age and years
+ v& R( r4 V. z* k2 gof service add up to 85, your pension will be reduced.9 a1 ?# F8 p2 O6 A n9 [
( ^4 N B! s7 l0 {
Reduced pension; G4 ]2 I% B( e" R6 u6 x* k% J; |. n
8 D2 w0 h0 m( n- j
You can retire any time after you reach age 55 if you have at least7 [+ q' }# S8 ?6 i0 {, f1 p' [1 y
two years of service (including any CPS).
8 b* j& Q0 p/ m8 \6 K9 l$ F) V5 o- f* J. m
Your pension will be reduced
6 w0 g, s+ h) U2 o6 \0 Fby three per cent for each year you retire early.
+ _, f7 G! \, P; K9 O T* j z
& K/ [6 d, x3 P% g- f$ q5 K+ z5 H2 P9 XThis reduction will
$ F, @# Y9 v; z5 I6 }be based on the number of years your age is short of 65, or on the
4 t, o$ j' D: i" q& t+ Q1 Wnumber by which your age plus years of service is short of 85 points,
# Q- c1 T( S7 {8 t" f4 l: lwhichever gives you the higher pension.
1 W7 B1 R( [ v; A
! J3 {4 j, ]4 G3 NHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
4 L& ]& T0 G: ~- i6 A
$ v/ H1 y. u+ x( }6 C1 J4 T |
|
楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
