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本帖最后由 PTL 于 2013-3-12 10:45 编辑 ) W* X& C0 q! ]$ H4 ]7 V* r
kismet 发表于 2013-3-12 09:34 
s: Q5 V: b3 ?6 Q/ _9 `能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
3 r: ~& _, G8 Q' @8 p1 n- a你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/# ?1 M9 b) \; I5 }0 d8 D
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What are my options if I leave the Plan before I reach age 55?
# X8 w$ x+ l( ~( Z4 P* g( a# lYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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What are my options if I leave the Plan before I reach age 55?
5 a, F( h# y4 V( s+ ]2 J. H5 }4 WYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55./ g' q& u5 o, p2 z
. ~9 U5 ^, ~/ A0 XIf you are 55 or older, you may:* p; _6 ^) W& m5 i% Z
3 K% T$ O! T4 z1 |* E( E4 n+ C8 t5 yreceive an immediate monthly pension, as well as any
" Y) m3 M( k( E0 o. z8 kexcess contributions. (If you choose to receive your
( Y) X* P q! [pension before you turn 65 or before your age and years
" D f, J5 q+ |! pof service add up to 85, your pension will be reduced." K: a& R4 D/ L8 b; O- S+ H E
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Reduced pension! T) p* U5 z7 j0 w- u" u! d
( O7 ~5 Y3 V& }9 C* v: ? j( O# N2 z) ^) f! _You can retire any time after you reach age 55 if you have at least
( l2 x, j; O( \; c. @. A$ Y, j7 Ktwo years of service (including any CPS). : Q7 y# [( q* \1 a
$ g1 G: m' n* |$ Z; Z2 sYour pension will be reduced
9 z# S; @5 U5 I: _% f5 [) z% Fby three per cent for each year you retire early.
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This reduction will; L/ E& t" t# h8 q2 A& v( {
be based on the number of years your age is short of 65, or on the+ I% k* S* h; ~1 t1 _
number by which your age plus years of service is short of 85 points, m- L) ]# G |9 x1 m v
whichever gives you the higher pension., k3 j9 k9 S, L3 f8 z
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf" B, G0 H+ ?2 t# @) d% |6 ^
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
