 鲜花( 327)  鸡蛋( 0)
|
本帖最后由 PTL 于 2013-3-12 10:45 编辑 q" v! f7 I3 [7 b* g/ F
kismet 发表于 2013-3-12 09:34 
( o: f; P" E2 y4 @1 v) ]. C5 g, }能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
1 z3 |/ Q& Q+ X; X
6 f7 e" y4 J; M. J; v你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca// ~7 j0 {# v; [
: U1 ^* t6 L% Z
What are my options if I leave the Plan before I reach age 55?, n( H+ X1 z! L( P1 h
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.8 V* ?: Q! R; ~0 v! t
6 N3 N/ [) X7 I g3 r. R+ i
What are my options if I leave the Plan before I reach age 55?
8 H" A) x3 q; ?' S% ?; UYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55. V% U4 ]( R2 {% ^7 I
9 I; `& X3 M0 N( @; F% QIf you are 55 or older, you may:! n/ s* J$ L) w3 p
/ J6 W0 |7 m9 _
receive an immediate monthly pension, as well as any
; I' A/ s; P4 \& n6 m" A' Gexcess contributions. (If you choose to receive your
M$ v' D+ D" V, j+ S' dpension before you turn 65 or before your age and years
& y, y" w1 U( q9 P( K4 zof service add up to 85, your pension will be reduced.
# B( I" ~1 s8 B$ ^/ R% [ C: X( W' W# f1 S) k) F8 v8 l0 {
Reduced pension1 I) g1 |! }- F6 l# L! w& P1 L
/ ]' {1 h% z, K8 ?" u* fYou can retire any time after you reach age 55 if you have at least
+ q1 J# m. H6 @( M1 L7 A" z) _0 m% t% ftwo years of service (including any CPS).
& E* w/ h1 [4 G/ K; c* p6 w! y4 Q. e& l8 P1 D- v5 }; z$ b
Your pension will be reduced
+ j( _9 ~+ e/ i% E1 b* \) }by three per cent for each year you retire early. 4 b: {# P& [4 E, T' S- R
; `8 ^& Y5 ]( r
This reduction will8 M+ m7 M4 M- M$ u0 Q
be based on the number of years your age is short of 65, or on the
. c' k2 J5 a8 o& l6 F3 c/ O4 u1 ]number by which your age plus years of service is short of 85 points,+ M$ S% r* p. @, \ ~
whichever gives you the higher pension.
) c* q- u" l6 [( D( A0 ~0 p O' P0 ? q' U3 d8 ]9 ^4 |
Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
$ F: f9 a" x; o+ S7 p
P3 D. [( B% Z1 v( f0 [ |
|
楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
