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本帖最后由 PTL 于 2013-3-12 10:45 编辑
) e3 }9 o% G7 S) x$ z' C/ Lkismet 发表于 2013-3-12 09:34 5 Z- S; s3 y- X: `: O
能具体说说这个提前拿退休金的事么?我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。 0 c1 {: _3 H T5 R, D
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你的是PSPP吗?是的话,这里有些information。只是55岁,又没有工作35的话,拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?
) m w( C p( I6 ~You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.1 G, F4 k( f" x8 ~2 U0 G# ^8 R5 ?2 J
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What are my options if I leave the Plan before I reach age 55?: {% R% Q2 J& ]* C' G( u
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.2 r9 r/ T. Z+ K2 i: J
; _0 F* @5 a. R8 g5 H' YIf you are 55 or older, you may:7 W8 S1 j V# [
& e( {, ^3 Y- `receive an immediate monthly pension, as well as any( L E+ k8 Z. z: v' V+ Z
excess contributions. (If you choose to receive your
- j* k9 d2 k$ e' s% g, ?pension before you turn 65 or before your age and years
6 e# y/ Q* ]6 g0 W: O2 Dof service add up to 85, your pension will be reduced.
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Reduced pension
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+ i& c& h s+ MYou can retire any time after you reach age 55 if you have at least1 T v: i' ^8 X# J
two years of service (including any CPS). 8 K$ R! n8 `' m- u
3 p$ }3 e6 W8 z" rYour pension will be reduced
& f) R/ h0 S! v. `by three per cent for each year you retire early.
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This reduction will
* U' P2 y9 b) Q1 \be based on the number of years your age is short of 65, or on the
: Y. L- C+ h9 bnumber by which your age plus years of service is short of 85 points,, V- ]( l& _) U; k) ^
whichever gives you the higher pension.
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2 |0 Q/ z0 Y& b. h, Z( W$ jHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf7 j7 D1 Q( R2 b5 a. H. P
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